It's a hard time to be in your 30's. A recent study showed people in that age group are poorer than their counterparts from 30 years ago - even as every other generation has seen their wealth grow.
At 33, Myya Beck is doing what she loves. Running her own fitness studio in Wellfleet, MA.
She works morning and night, six to seven days a week and still struggles just to get by.
She has little savings. "I have $40," she said with a nervous laugh.
The money's coming in. Where's it going?
"To my bills. College loans, a car payment, rent for my house," she said.
Beck's entire generation is facing this struggle, and economists believe part of the reason is because the traditional means of building wealth are disappearing.
Buying a home has been a historic source of wealth, but since 1990 there's been a significant drop in homeownership for people under age 39, according to the U.S. Census Bureau.
And then there's college debt, which has more than tripled in just the last 10 years, according to the Federal Reserve of NY/finaid.org.
Beck still owes more than $15,000 for her college education.
"It's stressful, very stressful," she said. "It weighs on me as a person that I'm not doing something right, that I'm not doing enough."
And Beck just learned some really big news.
"Well, now we also have a baby on the way. I mean, this is everything that I've ever wanted. I've always wanted to own my own business. I've always wanted to be a mom and have a family most importantly, of my own, so I've gotten those things, but financially how do I do it?
Beck said the prospects of the future are scary.
"Yeah, it scares the living dickens out of me. My glass is always half full. I'm still day by day trying to something more. What else is there?"
She's just one of a generation that if things don't change, will be poorer than their parents, the first time that's happened in America since the Great Depression.
(CBS News reporter Terrell Brown reported this story.)
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